Other Driver Doesn’t Have Insurance

Check out this video about what to do when the other driver doesn’t have insurance in Wesley Chapel. Then call Serrano McGuire today.

Question:

What happens if I get in a car accident and the other driver doesn’t have insurance?

Answer:

One of the most common problems we have with auto insurance policies in the state of Florida is a lot of drivers are driving without bodily injury liability coverage. We had a client in Wesley Chapel recently who, unfortunately, was involved in a very severe accident. The driver that was at fault in the case – a rear-end collision – did not carry bodily injury liability coverage. You might think, “Wait a minute, the guy had insurance at the scene. He presented us with his insurance card.”Other Driver Doesn’t Have Insurance

Yes, he had the minimum insurance. The minimum insurance is personal injury protection and property damage liability and liability for damage to the car. My client in that particular instance, only had their own personal injury protection available, which is maxed out at the threshold of $10,000, and they did not carry uninsured motorist coverage. Unfortunately, in a case like that, it’s not that we didn’t want the case, but there was no insurance available from the at-fault driver, which makes uninsured motorist coverage of utmost importance in the state of Florida. We’ll be glad to review your insurance policy with you for no charge. Just give us a call, and we will talk about the pros and cons of buying uninsured motorist coverage in the state of Florida.


Were you or a loved one seriously injured in an auto wreck have questions about other driver doesn’t have insurance? Contact experienced Florida car accident lawyers at Serrano | McGuire today for a free consultation and case evaluation.

In order to serve you best, we have personal injury law offices located in both Lutz and Tallahassee.

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